Investar Holding Corporation
ISTRFinancial Services · Stock · quarterly payer
Forward Yield
1.60%
Annual Dividend
$0.48
Payout Ratio
19%
5-Yr Growth
11.7%
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Summary
As of July 2026, Investar Holding Corporation (ISTR) yields 1.60% ($0.48 per share annually), with a blended fair-value estimate of $50.85 — +70% upside, so it screens as undervalued. Dividend safety grade: A (88/100). 11 years of dividend growth.
Is ISTR a good dividend stock?
YesInvestar Holding Corporation (ISTR) pays a quarterly dividend yielding 1.60% ($0.48/yr), with 11 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 11 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (19%)
- Strong 11.7% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.60%
- Payout Ratio
- 19%
- Annual Dividend
- $0.48
- 5-Yr Avg Growth
- 11.7%
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 0.47
- Market Cap
- $413.3M
- P/E Ratio
- 13.2
- 5-Yr Total Return
- 36%
- 52-Week Range
- $19.17 – $31.77
- Dividend Safety
- A · 88/100
- Ever Cut?
- No
Frequently Asked Questions
ISTR Price — Last 12 Months
Daily close
Price Return
1 Year
+38%
3 Years
+101%
5 Years
+36%
52-Week Range
$19.17 – $31.77
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ISTR worth?
Undervaluedlow confidenceOur blended fair-value estimate for Investar Holding Corporation is $50.85 per share, versus a market price of $29.88. That implies 70% of upside — a margin of safety of about 41%.
Fair Value
$50.85
Current Price
$29.88
Upside
+70%
Margin of Safety
41%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 6.9% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $2.27 EPS, $0.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ISTR Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.1200 | regular |
| Mar 31, 2026 | — | $0.1100 | regular |
| Dec 31, 2025 | — | $0.1100 | regular |
| Sep 30, 2025 | — | $0.1100 | regular |
| Jun 30, 2025 | — | $0.1100 | regular |
| Mar 31, 2025 | — | $0.1050 | regular |
| Dec 31, 2024 | — | $0.1050 | regular |
| Sep 30, 2024 | — | $0.1050 | regular |
| Jul 1, 2024 | — | $0.1000 | regular |
| Mar 28, 2024 | — | $0.1000 | regular |
| Dec 29, 2023 | — | $0.1000 | regular |
| Sep 29, 2023 | — | $0.1000 | regular |
| Jun 30, 2023 | — | $0.1000 | regular |
| Mar 30, 2023 | — | $0.0950 | regular |
Income Calculator
At $0.48 / yr per share
