MainStreet Bancshares, Inc.
MNSBFinancial Services · Stock · quarterly payer
Forward Yield
1.66%
Annual Dividend
$0.40
Payout Ratio
20%
5-Yr Growth
—
Ex-Date
May 4, 2026
Frequency
Quarterly
Summary
As of July 2026, MainStreet Bancshares, Inc. (MNSB) yields 1.66% ($0.40 per share annually), with a blended fair-value estimate of $39.42 — +64% upside, so it screens as undervalued. Dividend safety grade: B (77/100).
Is MNSB a good dividend stock?
YesMainStreet Bancshares, Inc. (MNSB) pays a quarterly dividend yielding 1.66% ($0.40/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (20%)
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.66%
- Payout Ratio
- 20%
- Annual Dividend
- $0.40
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- May 4, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.52
- Market Cap
- $174.3M
- P/E Ratio
- 12.1
- 5-Yr Total Return
- 3%
- 52-Week Range
- $17.86 – $25.29
- Dividend Safety
- B · 77/100
- Ever Cut?
- No
Frequently Asked Questions
MNSB Price — Last 12 Months
Daily close
Price Return
1 Year
+6%
3 Years
+7%
5 Years
+3%
52-Week Range
$17.86 – $25.29
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is MNSB worth?
Undervaluedlow confidenceOur blended fair-value estimate for MainStreet Bancshares, Inc. is $39.42 per share, versus a market price of $24.10. That implies 64% of upside — a margin of safety of about 39%.
Fair Value
$39.42
Current Price
$24.10
Upside
+64%
Margin of Safety
39%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.99 EPS, $0.40 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
MNSB Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.1000 | regular |
| Feb 9, 2026 | — | $0.1000 | regular |
| Nov 10, 2025 | — | $0.1000 | regular |
| Aug 6, 2025 | — | $0.1000 | regular |
| May 9, 2025 | — | $0.1000 | regular |
| Feb 10, 2025 | — | $0.1000 | regular |
| Nov 12, 2024 | — | $0.1000 | regular |
| Aug 9, 2024 | — | $0.1000 | regular |
| May 2, 2024 | — | $0.1000 | regular |
| Feb 1, 2024 | — | $0.1000 | regular |
| Nov 6, 2023 | — | $0.1000 | regular |
| Aug 3, 2023 | — | $0.1000 | regular |
| May 4, 2023 | — | $0.1000 | regular |
| Feb 2, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.40 / yr per share
