MainStreet Bancshares, Inc.
MNSBPFinancial Services · Stock · quarterly payer
Forward Yield
7.47%
Annual Dividend
$1.88
Payout Ratio
—
5-Yr Growth
-3.2%
Ex-Date
Jun 15, 2026
Frequency
Quarterly
Summary
As of June 2026, MainStreet Bancshares, Inc. (MNSBP) yields 7.47% ($1.88 per share annually), with a blended fair-value estimate of $64.61 — +157% upside, so it screens as undervalued. Dividend safety grade: B (78/100).
Is MNSBP a good dividend stock?
YesMainStreet Bancshares, Inc. (MNSBP) pays a quarterly dividend yielding 7.47% ($1.88/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
Risks
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 7.47%
- Payout Ratio
- —
- Annual Dividend
- $1.88
- 5-Yr Avg Growth
- -3.2%
- Ex-Dividend Date
- Jun 15, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.53
- Market Cap
- —
- P/E Ratio
- 9.6
- 5-Yr Total Return
- -5%
- 52-Week Range
- $23.06 – $28.25
- Dividend Safety
- B · 78/100
- Ever Cut?
- No
Frequently Asked Questions
MNSBP Price — Last 12 Months
Daily close
Price Return
1 Year
+4%
3 Years
+9%
5 Years
-5%
52-Week Range
$23.06 – $28.25
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is MNSBP worth?
Undervaluedlow confidenceOur blended fair-value estimate for MainStreet Bancshares, Inc. is $64.61 per share, versus a market price of $25.17. That implies 157% of upside — a margin of safety of about 61%.
Fair Value
$64.61
Current Price
$25.17
Upside
+157%
Margin of Safety
61%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $2.63 EPS, $1.88 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
MNSBP Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 13, 2026 | — | $0.4690 | regular |
| Dec 15, 2025 | — | $0.4690 | regular |
| Sep 15, 2025 | — | $0.4690 | regular |
| Jun 13, 2025 | — | $0.4690 | regular |
| Mar 14, 2025 | — | $0.4690 | regular |
| Dec 13, 2024 | — | $0.4690 | regular |
| Sep 16, 2024 | — | $0.4690 | regular |
| Jun 14, 2024 | — | $0.4690 | regular |
| Mar 14, 2024 | — | $0.4690 | regular |
| Dec 14, 2023 | — | $0.4690 | regular |
| Sep 14, 2023 | — | $0.4690 | regular |
| Jun 14, 2023 | — | $0.4690 | regular |
| Mar 14, 2023 | — | $0.4690 | regular |
| Dec 14, 2022 | — | $0.4690 | regular |
Income Calculator
At $1.88 / yr per share
