PT Bank Negara Indonesia (Persero) Tbk
PBNNFFinancial Services · Stock · monthly payer
Forward Yield
8.54%
Annual Dividend
$0.02
Payout Ratio
133%
5-Yr Growth
—
Ex-Date
Mar 25, 2026
Frequency
Monthly
Summary
As of July 2026, PT Bank Negara Indonesia (Persero) Tbk (PBNNF) yields 8.54% ($0.02 per share annually), with a blended fair-value estimate of $0.46 — +91% upside, so it screens as undervalued. Dividend safety grade: D (47/100). 4 years of dividend growth.
Is PBNNF a good dividend stock?
MixedPT Bank Negara Indonesia (Persero) Tbk (PBNNF) pays a monthly dividend yielding 8.54% ($0.02/yr), with 4 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2021
- Elevated payout ratio (133%)
- Very high yield can signal elevated risk
- Below-average dividend safety score
Key Data
- Dividend Yield
- 8.54%
- Payout Ratio
- 133%
- Annual Dividend
- $0.02
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Mar 25, 2026
- Years of Growth
- 4
- Frequency
- monthly
- Beta
- 0.21
- Market Cap
- $11.5B
- P/E Ratio
- 8.0
- 5-Yr Total Return
- 14%
- 52-Week Range
- $0.20 – $0.35
- Dividend Safety
- D · 47/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
PBNNF Price — Last 12 Months
Daily close
Price Return
1 Year
-3%
3 Years
-23%
5 Years
+14%
52-Week Range
$0.20 – $0.35
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PBNNF worth?
Undervaluedlow confidenceOur blended fair-value estimate for PT Bank Negara Indonesia (Persero) Tbk is $0.46 per share, versus a market price of $0.24. That implies 91% of upside — a margin of safety of about 48%.
Fair Value
$0.46
Current Price
$0.24
Upside
+91%
Margin of Safety
48%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 3.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 3.7% stage-1 growth, 2.5% terminal growth, $0.03 EPS, $0.02 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PBNNF Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 25, 2026 | — | $0.0198 | regular |
| Mar 25, 2026 | — | $0.0197 | regular |
| Mar 25, 2026 | — | $0.0197 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0196 | regular |
| Mar 25, 2026 | — | $0.0195 | regular |
| Mar 25, 2026 | — | $0.0195 | regular |
| Mar 25, 2026 | — | $0.0195 | regular |
| Mar 25, 2026 | — | $0.0195 | regular |
| Mar 25, 2026 | — | $0.0195 | regular |
Income Calculator
At $0.02 / yr per share
