The People's Insurance Company (Group) of China Limited
PINXFFinancial Services · Stock · monthly payer
Forward Yield
5.05%
Annual Dividend
$0.03
Payout Ratio
19%
5-Yr Growth
4.3%
Ex-Date
Jul 2, 2026
Frequency
Monthly
Summary
As of July 2026, The People's Insurance Company (Group) of China Limited (PINXF) yields 5.05% ($0.03 per share annually), with a blended fair-value estimate of $0.76 — +21% upside, so it screens as undervalued. Dividend safety grade: C (58/100).
Is PINXF a good dividend stock?
Yes, with caveatsThe People's Insurance Company (Group) of China Limited (PINXF) pays a monthly dividend yielding 5.05% ($0.03/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (19%)
- 138% total price return over 5 years
Risks
- Cut its dividend in 2024
Key Data
- Dividend Yield
- 5.05%
- Payout Ratio
- 19%
- Annual Dividend
- $0.03
- 5-Yr Avg Growth
- 4.3%
- Ex-Dividend Date
- Jul 2, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.59
- Market Cap
- $27.9B
- P/E Ratio
- 4.2
- 5-Yr Total Return
- 138%
- 52-Week Range
- $0.63 – $1.00
- Dividend Safety
- C · 58/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
PINXF Price — Last 12 Months
Daily close
Price Return
1 Year
-31%
3 Years
+61%
5 Years
+138%
52-Week Range
$0.63 – $1.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PINXF worth?
Undervaluedlow confidenceOur blended fair-value estimate for The People's Insurance Company (Group) of China Limited is $0.76 per share, versus a market price of $0.63. That implies 21% of upside — a margin of safety of about 18%.
Fair Value
$0.76
Current Price
$0.63
Upside
+21%
Margin of Safety
18%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 6.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.2% discount rate (CAPM), 6.2% stage-1 growth, 2.5% terminal growth, $0.15 EPS, $0.03 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PINXF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Jul 2, 2026 | — | $0.0213 | regular |
| Nov 4, 2025 | — | $0.0105 | regular |
| Nov 4, 2025 | — | $0.0105 | regular |
Income Calculator
At $0.03 / yr per share
