Southside Bancshares, Inc.
SBSIFinancial Services · Stock · quarterly payer
Forward Yield
4.71%
Annual Dividend
$1.48
Payout Ratio
56%
5-Yr Growth
2.1%
Ex-Date
Aug 20, 2026
Frequency
Quarterly
Summary
As of September 2026, Southside Bancshares, Inc. (SBSI) yields 4.71% ($1.48 per share annually), with a blended fair-value estimate of $23.46 — -25% downside, so it screens as overvalued. Dividend safety grade: A (91/100).
Is SBSI a good dividend stock?
YesSouthside Bancshares, Inc. (SBSI) pays a quarterly dividend yielding 4.71% ($1.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (56%)
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.71%
- Payout Ratio
- 56%
- Annual Dividend
- $1.48
- 5-Yr Avg Growth
- 2.1%
- Ex-Dividend Date
- Aug 20, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.57
- Market Cap
- $935.7M
- P/E Ratio
- 12.3
- 5-Yr Total Return
- -24%
- 52-Week Range
- $26.32 – $36.20
- Dividend Safety
- A · 91/100
- Ever Cut?
- No
Frequently Asked Questions
SBSI Price — Last 12 Months
Daily close
Price Return
1 Year
+12%
3 Years
+18%
5 Years
-24%
52-Week Range
$26.32 – $36.20
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is SBSI worth?
Overvaluedmedium confidenceOur blended fair-value estimate for Southside Bancshares, Inc. is $23.46 per share, versus a market price of $31.45. That implies 25% of downside.
Fair Value
$23.46
Current Price
$31.45
Downside
-25%
Margin of Safety
-34%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 7.7% annual free-cash-flow growth. We model 1.9% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.1% discount rate (CAPM), 1.9% stage-1 growth, 2.5% terminal growth, $2.55 EPS, $1.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
SBSI Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 20, 2026 | — | $0.3700 | regular |
| May 18, 2026 | — | $0.3600 | regular |
| Feb 19, 2026 | — | $0.3600 | regular |
| Nov 20, 2025 | — | $0.3600 | regular |
| Aug 21, 2025 | — | $0.3600 | regular |
| May 22, 2025 | — | $0.3600 | regular |
| Feb 20, 2025 | — | $0.3600 | regular |
| Nov 21, 2024 | — | $0.3600 | regular |
| Aug 22, 2024 | — | $0.3600 | regular |
| May 22, 2024 | — | $0.3600 | regular |
| Feb 14, 2024 | — | $0.3600 | regular |
| Nov 21, 2023 | — | $0.3700 | regular |
| Aug 16, 2023 | — | $0.3500 | regular |
| May 22, 2023 | — | $0.3500 | regular |
Income Calculator
At $1.48 / yr per share
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