UWM Holdings Corporation
UWMCFinancial Services · Stock · quarterly payer
Forward Yield
19.80%
Annual Dividend
$0.40
Payout Ratio
133%
5-Yr Growth
—
Ex-Date
Jun 18, 2026
Frequency
Quarterly
Summary
As of July 2026, UWM Holdings Corporation (UWMC) yields 19.80% ($0.40 per share annually), with a blended fair-value estimate of $6.32 — +213% upside, so it screens as undervalued. Dividend safety grade: C (54/100).
Is UWMC a good dividend stock?
MixedUWM Holdings Corporation (UWMC) pays a quarterly dividend yielding 19.80% ($0.40/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
Risks
- Elevated payout ratio (133%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 19.80%
- Payout Ratio
- 133%
- Annual Dividend
- $0.40
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jun 18, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.81
- Market Cap
- $3.3B
- P/E Ratio
- 6.7
- 5-Yr Total Return
- -73%
- 52-Week Range
- $1.98 – $7.14
- Dividend Safety
- C · 54/100
- Ever Cut?
- No
Frequently Asked Questions
UWMC Price — Last 12 Months
Daily close
Price Return
1 Year
-65%
3 Years
-66%
5 Years
-73%
52-Week Range
$1.98 – $7.14
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is UWMC worth?
Undervaluedlow confidenceOur blended fair-value estimate for UWM Holdings Corporation is $6.32 per share, versus a market price of $2.02. That implies 213% of upside — a margin of safety of about 68%.
Fair Value
$6.32
Current Price
$2.02
Upside
+213%
Margin of Safety
68%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 12.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.30 EPS, $0.40 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
UWMC Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 18, 2026 | — | $0.1000 | regular |
| Mar 19, 2026 | — | $0.1000 | regular |
| Dec 18, 2025 | — | $0.1000 | regular |
| Sep 18, 2025 | — | $0.1000 | regular |
| Jun 18, 2025 | — | $0.1000 | regular |
| Mar 20, 2025 | — | $0.1000 | regular |
| Dec 19, 2024 | — | $0.1000 | regular |
| Sep 19, 2024 | — | $0.1000 | regular |
| Jun 20, 2024 | — | $0.1000 | regular |
| Mar 19, 2024 | — | $0.1000 | regular |
| Dec 19, 2023 | — | $0.1000 | regular |
| Sep 19, 2023 | — | $0.1000 | regular |
| Jun 20, 2023 | — | $0.1000 | regular |
| Mar 9, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.40 / yr per share
