Wilson Bank Holding Company
WBHCFinancial Services · Stock · semiannual payer
Forward Yield
0.43%
Annual Dividend
$2.35
Payout Ratio
20%
5-Yr Growth
—
Ex-Date
Dec 31, 2025
Frequency
Semiannual
Summary
As of June 2026, Wilson Bank Holding Company (WBHC) yields 0.43% ($2.35 per share annually), with a blended fair-value estimate of $234.15 — -57% downside, so it screens as overvalued. Dividend safety grade: B (77/100). 5 years of dividend growth.
Is WBHC a good dividend stock?
YesWilson Bank Holding Company (WBHC) pays a semiannual dividend yielding 0.43% ($2.35/yr), with 5 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (20%)
- 2130% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 0.43%
- Payout Ratio
- 20%
- Annual Dividend
- $2.35
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Dec 31, 2025
- Years of Growth
- 5
- Frequency
- semiannual
- Beta
- 3.14
- Market Cap
- $6.8B
- P/E Ratio
- 82.0
- 5-Yr Total Return
- 2130%
- 52-Week Range
- $76.01 – $1,500.00
- Dividend Safety
- B · 77/100
- Ever Cut?
- No
Frequently Asked Questions
WBHC Price — Last 12 Months
Daily close
Price Return
1 Year
+267%
3 Years
+1471%
5 Years
+2130%
52-Week Range
$76.01 – $1,500.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is WBHC worth?
Overvaluedlow confidenceOur blended fair-value estimate for Wilson Bank Holding Company is $234.15 per share, versus a market price of $550.00. That implies 57% of downside.
Fair Value
$234.15
Current Price
$550.00
Downside
-57%
Margin of Safety
-135%
How we get there
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 40.0% annual free-cash-flow growth. We model 14.8% — so the price already assumes faster growth than we think is likely.
Assumptions: 12.0% discount rate (CAPM), 14.8% stage-1 growth, 2.5% terminal growth, $6.71 EPS, $2.35 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
WBHC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Dec 31, 2025 | — | $1.3500 | regular |
| Dec 31, 2024 | — | $1.0000 | regular |
| Jul 1, 2024 | — | $1.0000 | regular |
| Dec 28, 2023 | — | $0.7500 | regular |
| Jun 29, 2023 | — | $0.7500 | regular |
| Dec 31, 2019 | — | $0.6000 | regular |
| Jun 28, 2019 | — | $0.5500 | regular |
| Dec 31, 2018 | — | $0.5500 | regular |
| Jun 29, 2018 | — | $0.5500 | regular |
| Dec 28, 2016 | — | $0.3000 | regular |
Income Calculator
At $2.35 / yr per share
