West Coast Community Bancorp
WCCBFinancial Services · Stock · quarterly payer
Forward Yield
1.72%
Annual Dividend
$1.00
Payout Ratio
18%
5-Yr Growth
43.2%
Ex-Date
Aug 4, 2026
Frequency
Quarterly
Summary
As of September 2026, West Coast Community Bancorp (WCCB) yields 1.72% ($1.00 per share annually), with a blended fair-value estimate of $101.19 — +74% upside, so it screens as undervalued. Dividend safety grade: A (91/100). 5 years of dividend growth.
Is WCCB a good dividend stock?
YesWest Coast Community Bancorp (WCCB) pays a quarterly dividend yielding 1.72% ($1.00/yr), with 5 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (18%)
- Strong 43.2% 5-yr dividend growth
- 169% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.72%
- Payout Ratio
- 18%
- Annual Dividend
- $1.00
- 5-Yr Avg Growth
- 43.2%
- Ex-Dividend Date
- Aug 4, 2026
- Years of Growth
- 5
- Frequency
- quarterly
- Beta
- 0.50
- Market Cap
- $612.4M
- P/E Ratio
- 11.6
- 5-Yr Total Return
- 169%
- 52-Week Range
- $39.51 – $58.25
- Dividend Safety
- A · 91/100
- Ever Cut?
- No
Frequently Asked Questions
WCCB Price — Last 12 Months
Daily close
Price Return
1 Year
+37%
3 Years
+128%
5 Years
+169%
52-Week Range
$39.51 – $58.25
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is WCCB worth?
Undervaluedmedium confidenceOur blended fair-value estimate for West Coast Community Bancorp is $101.19 per share, versus a market price of $58.25. That implies 74% of upside — a margin of safety of about 42%.
Fair Value
$101.19
Current Price
$58.25
Upside
+74%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 12.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 12.2% stage-1 growth, 2.5% terminal growth, $5.04 EPS, $1.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
WCCB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 4, 2026 | — | $0.2500 | regular |
| May 5, 2026 | — | $0.2400 | regular |
| Feb 10, 2026 | — | $0.2300 | regular |
| Nov 4, 2025 | — | $0.2200 | regular |
| Aug 5, 2025 | — | $0.2100 | regular |
| Apr 29, 2025 | — | $0.2000 | regular |
| Feb 5, 2025 | — | $0.1900 | regular |
| Nov 5, 2024 | — | $0.1800 | regular |
| Aug 6, 2024 | — | $0.1700 | regular |
| May 6, 2024 | — | $0.1700 | regular |
| Feb 7, 2024 | — | $0.1700 | regular |
| Nov 6, 2023 | — | $0.1600 | regular |
| Jul 6, 2023 | — | $0.1500 | regular |
| Apr 4, 2023 | — | $0.1500 | regular |
Income Calculator
At $1.00 / yr per share
