ACIC vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, ACIC (American Coastal Insurance Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ACIC offers the higher yield at 7.27%, HSBC has the higher dividend-safety score, and ACIC trades at the larger discount to fair value (+111%).
| Metric | ACIC | HSBC |
|---|---|---|
| Forward yield | 7.27% | 3.73% |
| Annual dividend | $0.75 | $3.75 |
| Payout ratio | 0% | 62% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 52.8% | -13.8% |
| 5-yr total return | 169% | 281% |
| Dividend safety score | 57 (C) | 70 (B) |
| Fair value estimate | $21.61 | $127.75 |
| Upside to fair value | +111% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $499.7M | $339.6B |
| P/E ratio | 4.8 | 16.6 |
Higher yield
ACIC
7.27%
Safer dividend
HSBC
Grade B
Faster growth
ACIC
52.8%
Better value
ACIC
+111% upside
ACIC vs HSBC — FAQ
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