SmarterDividends

ACV vs BAC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ACV offers the higher yield at 8.18%, BAC has the higher dividend-safety score, and ACV trades at the larger discount to fair value (+147%).

MetricACVBAC
Forward yield8.18%2.04%
Annual dividend$2.16$1.28
Payout ratio42%26%
Years of growth0 yr12 yr
5-yr dividend growth1.5%8.4%
5-yr total return-26%49%
Dividend safety score82 (A)85 (A)
Fair value estimate$66.13$102.38
Upside to fair value+147%+65%
Frequencymonthlyquarterly
Market cap$270.9M$428.6B
P/E ratio5.114.5

Higher yield

ACV

8.18%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

ACV

+147% upside

ACV vs BAC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.