SmarterDividends

AIG vs BAC: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. AIG offers the higher yield at 2.62%, BAC has the higher dividend-safety score, and AIG trades at the larger discount to fair value (+60%).

MetricAIGBAC
Forward yield2.62%2.04%
Annual dividend$2.00$1.28
Payout ratio34%26%
Years of growth3 yr12 yr
5-yr dividend growth6.5%8.4%
5-yr total return39%48%
Dividend safety score82 (A)86 (A)
Fair value estimate$121.81$90.46
Upside to fair value+60%+44%
Frequencyquarterlyquarterly
Market cap$39.8B$438.3B
P/E ratio13.914.5

Higher yield

AIG

2.62%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

AIG

+60% upside

AIG vs BAC — FAQ

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