AXP vs BAC: Which Is the Better Dividend Stock?
As of July 2026, AXP (American Express Company) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 1.83%, AXP has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | AXP | BAC |
|---|---|---|
| Forward yield | 1.07% | 1.83% |
| Annual dividend | $3.80 | $1.12 |
| Payout ratio | 21% | 26% |
| Years of growth | 4 yr | 12 yr |
| 5-yr dividend growth | 12.9% | 8.4% |
| 5-yr total return | 114% | 47% |
| Dividend safety score | 96 (A) | 85 (A) |
| Fair value estimate | $517.34 | $101.75 |
| Upside to fair value | +46% | +66% |
| Frequency | quarterly | quarterly |
| Market cap | $240.1B | $424.0B |
| P/E ratio | 22.2 | 14.1 |
Higher yield
BAC
1.83%
Safer dividend
AXP
Grade A
Faster growth
AXP
12.9%
Better value
BAC
+66% upside
AXP vs BAC — FAQ
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