BAC vs BCSF: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCSF offers the higher yield at 14.20%, BAC has the higher dividend-safety score, and BCSF trades at the larger discount to fair value (+58%).
| Metric | BAC | BCSF |
|---|---|---|
| Forward yield | 2.04% | 14.20% |
| Annual dividend | $1.28 | $1.68 |
| Payout ratio | 26% | 170% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 1.9% |
| 5-yr total return | 47% | -20% |
| Dividend safety score | 85 (A) | 43 (D) |
| Fair value estimate | $90.94 | $18.88 |
| Upside to fair value | +46% | +58% |
| Frequency | quarterly | quarterly |
| Market cap | $440.8B | $770.0M |
| P/E ratio | 14.5 | 12.0 |
Higher yield
BCSF
14.20%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BCSF
+58% upside
BAC vs BCSF — FAQ
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