SmarterDividends

BAC vs BDJ: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BDJ offers the higher yield at 7.67%, BAC has the higher dividend-safety score, and BDJ trades at the larger discount to fair value (+98%).

MetricBACBDJ
Forward yield2.04%7.67%
Annual dividend$1.28$0.74
Payout ratio26%47%
Years of growth12 yr4 yr
5-yr dividend growth8.4%4.4%
5-yr total return49%-6%
Dividend safety score85 (A)77 (B)
Fair value estimate$102.38$18.97
Upside to fair value+65%+98%
Frequencyquarterlymonthly
Market cap$428.6B$1.7B
P/E ratio14.56.2

Higher yield

BDJ

7.67%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BDJ

+98% upside

BAC vs BDJ — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.