SmarterDividends

BAC vs CM: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CM offers the higher yield at 2.49%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACCM
Forward yield1.83%2.49%
Annual dividend$1.12$3.01
Payout ratio26%40%
Years of growth12 yr10 yr
5-yr dividend growth8.4%5.1%
5-yr total return47%111%
Dividend safety score85 (A)73 (B)
Fair value estimate$101.75$151.67
Upside to fair value+66%+25%
Frequencyquarterlyquarterly
Market cap$424.0B$107.5B
P/E ratio14.117.1

Higher yield

CM

2.49%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs CM — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.