BAC vs COFS: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. COFS offers the higher yield at 3.38%, BAC has the higher dividend-safety score, and COFS trades at the larger discount to fair value (+71%).
| Metric | BAC | COFS |
|---|---|---|
| Forward yield | 2.04% | 3.38% |
| Annual dividend | $1.28 | $1.16 |
| Payout ratio | 26% | 30% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 6.6% |
| 5-yr total return | 48% | 39% |
| Dividend safety score | 86 (A) | 86 (A) |
| Fair value estimate | $90.46 | $58.76 |
| Upside to fair value | +44% | +71% |
| Frequency | quarterly | quarterly |
| Market cap | $436.3B | $505.6M |
| P/E ratio | 14.4 | 8.9 |
Higher yield
COFS
3.38%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
COFS
+71% upside
BAC vs COFS — FAQ
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