BAC vs CTBI: Which Is the Better Dividend Stock?
As of June 2026, CTBI (Community Trust Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CTBI offers the higher yield at 2.98%, CTBI has the higher dividend-safety score, and CTBI trades at the larger discount to fair value (+124%).
| Metric | BAC | CTBI |
|---|---|---|
| Forward yield | 2.00% | 2.98% |
| Annual dividend | $1.12 | $2.12 |
| Payout ratio | 27% | 36% |
| Years of growth | 12 yr | 23 yr |
| 5-yr dividend growth | 8.4% | 5.5% |
| 5-yr total return | 36% | 76% |
| Dividend safety score | 86 (A) | 98 (A) |
| Fair value estimate | $83.90 | $159.76 |
| Upside to fair value | +50% | +124% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $1.3B |
| P/E ratio | 13.9 | 12.5 |
Higher yield
CTBI
2.98%
Safer dividend
CTBI
Grade A
Faster growth
BAC
8.4%
Better value
CTBI
+124% upside
BAC vs CTBI — FAQ
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