BAC vs CTBI: Which Is the Better Dividend Stock?
As of July 2026, CTBI (Community Trust Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CTBI offers the higher yield at 2.72%, CTBI has the higher dividend-safety score, and CTBI trades at the larger discount to fair value (+111%).
| Metric | BAC | CTBI |
|---|---|---|
| Forward yield | 2.04% | 2.72% |
| Annual dividend | $1.28 | $2.12 |
| Payout ratio | 26% | 36% |
| Years of growth | 12 yr | 23 yr |
| 5-yr dividend growth | 8.4% | 5.5% |
| 5-yr total return | 49% | 83% |
| Dividend safety score | 85 (A) | 98 (A) |
| Fair value estimate | $102.38 | $161.01 |
| Upside to fair value | +65% | +111% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $1.4B |
| P/E ratio | 14.5 | 13.1 |
Higher yield
CTBI
2.72%
Safer dividend
CTBI
Grade A
Faster growth
BAC
8.4%
Better value
CTBI
+111% upside
BAC vs CTBI — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.