BAC vs DGICB: Which Is the Better Dividend Stock?
As of July 2026, BAC and DGICB are closely matched. DGICB offers the higher yield at 3.20%, DGICB has the higher dividend-safety score, and DGICB trades at the larger discount to fair value (+78%).
| Metric | BAC | DGICB |
|---|---|---|
| Forward yield | 2.04% | 3.20% |
| Annual dividend | $1.28 | $0.70 |
| Payout ratio | 26% | 37% |
| Years of growth | 12 yr | 23 yr |
| 5-yr dividend growth | 8.4% | 4.3% |
| 5-yr total return | 49% | 33% |
| Dividend safety score | 85 (A) | 99 (A) |
| Fair value estimate | $102.38 | $37.11 |
| Upside to fair value | +65% | +78% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $811.4M |
| P/E ratio | 14.5 | 12.3 |
Higher yield
DGICB
3.20%
Safer dividend
DGICB
Grade A
Faster growth
BAC
8.4%
Better value
DGICB
+78% upside
BAC vs DGICB — FAQ
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