SmarterDividends

BAC vs DGICB: Which Is the Better Dividend Stock?

As of June 2026, BAC and DGICB are closely matched. DGICB offers the higher yield at 3.84%, DGICB has the higher dividend-safety score, and DGICB trades at the larger discount to fair value (+104%).

MetricBACDGICB
Forward yield2.00%3.84%
Annual dividend$1.12$0.70
Payout ratio27%37%
Years of growth12 yr23 yr
5-yr dividend growth8.4%4.4%
5-yr total return36%27%
Dividend safety score86 (A)99 (A)
Fair value estimate$83.90$37.11
Upside to fair value+50%+104%
Frequencyquarterlyquarterly
Market cap$397.6B$675.0M
P/E ratio13.910.2

Higher yield

DGICB

3.84%

Safer dividend

DGICB

Grade A

Faster growth

BAC

8.4%

Better value

DGICB

+104% upside

BAC vs DGICB — FAQ

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