SmarterDividends

BAC vs DTF: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. DTF offers the higher yield at 3.39%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACDTF
Forward yield1.83%3.39%
Annual dividend$1.12$0.39
Payout ratio26%95%
Years of growth12 yr0 yr
5-yr dividend growth8.4%-3.8%
5-yr total return47%-23%
Dividend safety score85 (A)63 (C)
Fair value estimate$101.75$7.23
Upside to fair value+66%-37%
Frequencyquarterlymonthly
Market cap$424.0B$80.8M
P/E ratio14.128.0

Higher yield

DTF

3.39%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs DTF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.