BAC vs EBC: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. EBC offers the higher yield at 2.44%, BAC has the higher dividend-safety score, and EBC trades at the larger discount to fair value (+99%).
| Metric | BAC | EBC |
|---|---|---|
| Forward yield | 2.06% | 2.44% |
| Annual dividend | $1.28 | $0.56 |
| Payout ratio | 26% | 30% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 49% | 16% |
| Dividend safety score | 85 (A) | 80 (A) |
| Fair value estimate | $102.38 | $45.72 |
| Upside to fair value | +65% | +99% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $5.2B |
| P/E ratio | 14.3 | 12.8 |
Higher yield
EBC
2.44%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
EBC
+99% upside
BAC vs EBC — FAQ
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