SmarterDividends

BAC vs ERH: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. ERH offers the higher yield at 8.69%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACERH
Forward yield1.83%8.69%
Annual dividend$1.12$1.05
Payout ratio26%39%
Years of growth12 yr1 yr
5-yr dividend growth8.4%0.7%
5-yr total return47%-18%
Dividend safety score85 (A)61 (C)
Fair value estimate$101.75$14.59
Upside to fair value+66%+21%
Frequencyquarterlymonthly
Market cap$424.0B$106.8M
P/E ratio14.14.8

Higher yield

ERH

8.69%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs ERH — FAQ

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