SmarterDividends

BAC vs FDS: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, FDS has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).

MetricBACFDS
Forward yield2.04%1.48%
Annual dividend$1.28$4.64
Payout ratio26%29%
Years of growth12 yr26 yr
5-yr dividend growth8.4%7.5%
5-yr total return48%-24%
Dividend safety score86 (A)93 (A)
Fair value estimate$90.46$338.48
Upside to fair value+44%+12%
Frequencyquarterlyquarterly
Market cap$438.3B$10.7B
P/E ratio14.519.9

Higher yield

BAC

2.04%

Safer dividend

FDS

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+44% upside

BAC vs FDS — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.