SmarterDividends

BAC vs FDS: Which Is the Better Dividend Stock?

As of July 2026, BAC and FDS are closely matched. FDS offers the higher yield at 1.90%, FDS has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).

MetricBACFDS
Forward yield1.83%1.90%
Annual dividend$1.12$4.64
Payout ratio26%29%
Years of growth12 yr26 yr
5-yr dividend growth8.4%7.5%
5-yr total return49%-33%
Dividend safety score85 (A)89 (A)
Fair value estimate$101.43$346.82
Upside to fair value+63%+36%
Frequencyquarterlyquarterly
Market cap$435.5B$9.0B
P/E ratio14.316.8

Higher yield

FDS

1.90%

Safer dividend

FDS

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+63% upside

BAC vs FDS — FAQ

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