BAC vs FMN: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. FMN offers the higher yield at 4.74%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | FMN |
|---|---|---|
| Forward yield | 1.83% | 4.74% |
| Annual dividend | $1.12 | $0.54 |
| Payout ratio | 26% | 425% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | -3.5% |
| 5-yr total return | 47% | -28% |
| Dividend safety score | 85 (A) | 53 (C) |
| Fair value estimate | $101.75 | $9.41 |
| Upside to fair value | +66% | -17% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $89.0M |
| P/E ratio | 14.1 | 94.8 |
Higher yield
FMN
4.74%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs FMN — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.