BAC vs FRA: Which Is the Better Dividend Stock?
As of July 2026, BAC and FRA are closely matched. FRA offers the higher yield at 13.85%, BAC has the higher dividend-safety score, and FRA trades at the larger discount to fair value (+130%).
| Metric | BAC | FRA |
|---|---|---|
| Forward yield | 1.83% | 13.85% |
| Annual dividend | $1.12 | $1.49 |
| Payout ratio | 26% | 212% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 10.0% |
| 5-yr total return | 47% | -20% |
| Dividend safety score | 85 (A) | 54 (C) |
| Fair value estimate | $101.75 | $24.70 |
| Upside to fair value | +66% | +130% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $382.0M |
| P/E ratio | 14.1 | 15.4 |
Higher yield
FRA
13.85%
Safer dividend
BAC
Grade A
Faster growth
FRA
10.0%
Better value
FRA
+130% upside
BAC vs FRA — FAQ
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