BAC vs GABC: Which Is the Better Dividend Stock?
As of September 2026, GABC (German American Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. GABC offers the higher yield at 2.45%, GABC has the higher dividend-safety score, and GABC trades at the larger discount to fair value (+60%).
| Metric | BAC | GABC |
|---|---|---|
| Forward yield | 2.04% | 2.45% |
| Annual dividend | $1.28 | $1.22 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 8.8% |
| 5-yr total return | 48% | 29% |
| Dividend safety score | 86 (A) | 99 (A) |
| Fair value estimate | $91.51 | $79.37 |
| Upside to fair value | +46% | +60% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $1.9B |
| P/E ratio | 14.5 | 13.1 |
Higher yield
GABC
2.45%
Safer dividend
GABC
Grade A
Faster growth
GABC
8.8%
Better value
GABC
+60% upside
BAC vs GABC — FAQ
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