BAC vs GCBC: Which Is the Better Dividend Stock?
As of September 2026, GCBC (Greene County Bancorp, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.04%, GCBC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | GCBC |
|---|---|---|
| Forward yield | 2.04% | 1.23% |
| Annual dividend | $1.28 | $0.44 |
| Payout ratio | 26% | 17% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 10.6% |
| 5-yr total return | 48% | 97% |
| Dividend safety score | 86 (A) | 89 (A) |
| Fair value estimate | $90.46 | $42.42 |
| Upside to fair value | +44% | +19% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $607.0M |
| P/E ratio | 14.5 | 14.8 |
Higher yield
BAC
2.04%
Safer dividend
GCBC
Grade A
Faster growth
GCBC
10.6%
Better value
BAC
+44% upside
BAC vs GCBC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.