SmarterDividends

BAC vs GHY: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. GHY offers the higher yield at 10.67%, BAC has the higher dividend-safety score, and GHY trades at the larger discount to fair value (+112%).

MetricBACGHY
Forward yield1.83%10.67%
Annual dividend$1.12$1.26
Payout ratio26%101%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return47%-25%
Dividend safety score85 (A)64 (C)
Fair value estimate$101.75$25.08
Upside to fair value+66%+112%
Frequencyquarterlymonthly
Market cap$424.0B$488.7M
P/E ratio14.19.5

Higher yield

GHY

10.67%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

GHY

+112% upside

BAC vs GHY — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.