BAC vs HOMB: Which Is the Better Dividend Stock?
As of September 2026, BAC and HOMB are closely matched. HOMB offers the higher yield at 2.85%, HOMB has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | HOMB |
|---|---|---|
| Forward yield | 2.04% | 2.85% |
| Annual dividend | $1.28 | $0.86 |
| Payout ratio | 26% | 34% |
| Years of growth | 12 yr | 15 yr |
| 5-yr dividend growth | 8.4% | 8.7% |
| 5-yr total return | 48% | 28% |
| Dividend safety score | 86 (A) | 95 (A) |
| Fair value estimate | $90.46 | $39.19 |
| Upside to fair value | +44% | +30% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $6.0B |
| P/E ratio | 14.5 | 12.5 |
Higher yield
HOMB
2.85%
Safer dividend
HOMB
Grade A
Faster growth
HOMB
8.7%
Better value
BAC
+44% upside
BAC vs HOMB — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.