SmarterDividends

BAC vs HQL: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HQL offers the higher yield at 11.45%, BAC has the higher dividend-safety score, and HQL trades at the larger discount to fair value (+229%).

MetricBACHQL
Forward yield2.20%11.45%
Annual dividend$1.28$2.24
Payout ratio26%29%
Years of growth12 yr0 yr
5-yr dividend growth8.4%7.8%
5-yr total return21%-9%
Dividend safety score86 (A)63 (C)
Fair value estimate$91.66$63.78
Upside to fair value+59%+229%
Frequencyquarterlyquarterly
Market cap$403.7B$590.2M
P/E ratio13.42.9

Higher yield

HQL

11.45%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

HQL

+229% upside

BAC vs HQL — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.