BAC vs IHD: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. IHD offers the higher yield at 8.54%, BAC has the higher dividend-safety score, and IHD trades at the larger discount to fair value (+69%).
| Metric | BAC | IHD |
|---|---|---|
| Forward yield | 2.04% | 8.54% |
| Annual dividend | $1.28 | $0.66 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -21.1% |
| 5-yr total return | 48% | 5% |
| Dividend safety score | 86 (A) | 65 (C) |
| Fair value estimate | $90.46 | $13.10 |
| Upside to fair value | +44% | +69% |
| Frequency | quarterly | monthly |
| Market cap | $436.3B | — |
| P/E ratio | 14.4 | 3.1 |
Higher yield
IHD
8.54%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
IHD
+69% upside
BAC vs IHD — FAQ
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