SmarterDividends

BAC vs JRI: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JRI offers the higher yield at 13.26%, BAC has the higher dividend-safety score, and JRI trades at the larger discount to fair value (+86%).

MetricBACJRI
Forward yield2.04%13.26%
Annual dividend$1.28$1.60
Payout ratio26%90%
Years of growth12 yr2 yr
5-yr dividend growth8.4%5.6%
5-yr total return47%-18%
Dividend safety score85 (A)52 (C)
Fair value estimate$90.94$22.92
Upside to fair value+46%+86%
Frequencyquarterlymonthly
Market cap$440.8B$442.0M
P/E ratio14.56.9

Higher yield

JRI

13.26%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

JRI

+86% upside

BAC vs JRI — FAQ

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