SmarterDividends

BAC vs KIO: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. KIO offers the higher yield at 13.08%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACKIO
Forward yield1.83%13.08%
Annual dividend$1.12$1.46
Payout ratio26%149%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.1%
5-yr total return47%-33%
Dividend safety score85 (A)55 (C)
Fair value estimate$101.75$12.45
Upside to fair value+66%+12%
Frequencyquarterlymonthly
Market cap$424.0B$459.0M
P/E ratio14.111.4

Higher yield

KIO

13.08%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs KIO — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.