BAC vs MCBS: Which Is the Better Dividend Stock?
As of September 2026, BAC and MCBS are closely matched. MCBS offers the higher yield at 3.02%, BAC has the higher dividend-safety score, and MCBS trades at the larger discount to fair value (+70%).
| Metric | BAC | MCBS |
|---|---|---|
| Forward yield | 2.04% | 3.02% |
| Annual dividend | $1.28 | $1.08 |
| Payout ratio | 26% | 36% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 19.1% |
| 5-yr total return | 48% | 71% |
| Dividend safety score | 86 (A) | 79 (B) |
| Fair value estimate | $90.46 | $60.78 |
| Upside to fair value | +44% | +70% |
| Frequency | quarterly | quarterly |
| Market cap | $436.3B | $1.0B |
| P/E ratio | 14.4 | 12.3 |
Higher yield
MCBS
3.02%
Safer dividend
BAC
Grade A
Faster growth
MCBS
19.1%
Better value
MCBS
+70% upside
BAC vs MCBS — FAQ
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