BAC vs MMT: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. MMT offers the higher yield at 9.21%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | MMT |
|---|---|---|
| Forward yield | 1.83% | 9.21% |
| Annual dividend | $1.12 | $0.41 |
| Payout ratio | 26% | 106% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -4.0% |
| 5-yr total return | 47% | -32% |
| Dividend safety score | 85 (A) | 58 (C) |
| Fair value estimate | $101.75 | $6.88 |
| Upside to fair value | +66% | +55% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $243.8M |
| P/E ratio | 14.1 | 11.7 |
Higher yield
MMT
9.21%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs MMT — FAQ
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