SmarterDividends

BAC vs MSIF: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. MSIF offers the higher yield at 2.87%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).

MetricBACMSIF
Forward yield2.04%2.87%
Annual dividend$1.28$0.36
Payout ratio26%55%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return47%
Dividend safety score85 (A)
Fair value estimate$90.94$14.21
Upside to fair value+46%+12%
Frequencyquarterlyquarterly
Market cap$440.8B$570.9M
P/E ratio14.55.9

Higher yield

MSIF

2.87%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+46% upside

BAC vs MSIF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.