BAC vs NCZ: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NCZ offers the higher yield at 9.42%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | NCZ |
|---|---|---|
| Forward yield | 2.04% | 9.42% |
| Annual dividend | $1.28 | $1.44 |
| Payout ratio | 26% | 40% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -5.5% |
| 5-yr total return | 47% | -25% |
| Dividend safety score | 85 (A) | 66 (B) |
| Fair value estimate | $90.94 | $20.11 |
| Upside to fair value | +46% | +30% |
| Frequency | quarterly | monthly |
| Market cap | $440.8B | $291.0M |
| P/E ratio | 14.5 | 4.3 |
Higher yield
NCZ
9.42%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs NCZ — FAQ
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