BAC vs NIE: Which Is the Better Dividend Stock?
As of July 2026, BAC and NIE are closely matched. NIE offers the higher yield at 9.00%, NIE has the higher dividend-safety score, and NIE trades at the larger discount to fair value (+134%).
| Metric | BAC | NIE |
|---|---|---|
| Forward yield | 2.04% | 9.00% |
| Annual dividend | $1.28 | $2.32 |
| Payout ratio | 26% | 48% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 5.9% |
| 5-yr total return | 49% | -16% |
| Dividend safety score | 85 (A) | 87 (A) |
| Fair value estimate | $102.38 | $60.53 |
| Upside to fair value | +65% | +134% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $706.0M |
| P/E ratio | 14.5 | 6.2 |
Higher yield
NIE
9.00%
Safer dividend
NIE
Grade A
Faster growth
BAC
8.4%
Better value
NIE
+134% upside
BAC vs NIE — FAQ
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