SmarterDividends

BAC vs NIE: Which Is the Better Dividend Stock?

As of June 2026, BAC and NIE are closely matched. NIE offers the higher yield at 8.73%, NIE has the higher dividend-safety score, and NIE trades at the larger discount to fair value (+128%).

MetricBACNIE
Forward yield2.00%8.73%
Annual dividend$1.12$2.32
Payout ratio27%48%
Years of growth12 yr1 yr
5-yr dividend growth8.4%5.6%
5-yr total return36%-12%
Dividend safety score86 (A)87 (A)
Fair value estimate$83.90$60.53
Upside to fair value+50%+128%
Frequencyquarterlyquarterly
Market cap$397.6B$736.5M
P/E ratio13.96.4

Higher yield

NIE

8.73%

Safer dividend

NIE

Grade A

Faster growth

BAC

8.4%

Better value

NIE

+128% upside

BAC vs NIE — FAQ

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