SmarterDividends

BAC vs NMFC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NMFC offers the higher yield at 17.02%, BAC has the higher dividend-safety score, and NMFC trades at the larger discount to fair value (+125%).

MetricBACNMFC
Forward yield1.83%17.02%
Annual dividend$1.12$1.21
Payout ratio26%800%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.6%
5-yr total return47%-47%
Dividend safety score85 (A)37 (D)
Fair value estimate$101.75$15.98
Upside to fair value+66%+125%
Frequencyquarterlyquarterly
Market cap$424.0B$661.2M
P/E ratio14.1

Higher yield

NMFC

17.02%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

NMFC

+125% upside

BAC vs NMFC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.