SmarterDividends

BAC vs OFS: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. OFS offers the higher yield at 17.15%, BAC has the higher dividend-safety score.

MetricBACOFS
Forward yield2.04%17.15%
Annual dividend$1.28$0.68
Payout ratio26%567%
Years of growth12 yr0 yr
5-yr dividend growth8.4%11.4%
5-yr total return47%-64%
Dividend safety score85 (A)48 (D)
Fair value estimate$90.94
Upside to fair value+46%
Frequencyquarterlyquarterly
Market cap$440.8B$52.9M
P/E ratio14.5

Higher yield

OFS

17.15%

Safer dividend

BAC

Grade A

Faster growth

OFS

11.4%

BAC vs OFS — FAQ

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