SmarterDividends

BAC vs OFS: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. OFS offers the higher yield at 24.35%, BAC has the higher dividend-safety score.

MetricBACOFS
Forward yield1.83%24.35%
Annual dividend$1.12$0.85
Payout ratio26%567%
Years of growth12 yr0 yr
5-yr dividend growth8.4%11.4%
5-yr total return47%-67%
Dividend safety score85 (A)46 (D)
Fair value estimate$101.75
Upside to fair value+66%
Frequencyquarterlyquarterly
Market cap$430.0B$46.9M
P/E ratio14.2

Higher yield

OFS

24.35%

Safer dividend

BAC

Grade A

Faster growth

OFS

11.4%

BAC vs OFS — FAQ

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