SmarterDividends

BAC vs PDCC: Which Is the Better Dividend Stock?

As of September 2026, BAC and PDCC are closely matched. PDCC offers the higher yield at 17.63%, BAC has the higher dividend-safety score, and PDCC trades at the larger discount to fair value (+149%).

MetricBACPDCC
Forward yield2.04%17.63%
Annual dividend$1.28$1.56
Payout ratio26%397%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return47%
Dividend safety score85 (A)65 (C)
Fair value estimate$90.94$21.97
Upside to fair value+46%+149%
Frequencyquarterlymonthly
Market cap$440.8B$60.8M
P/E ratio14.5

Higher yield

PDCC

17.63%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

PDCC

+149% upside

BAC vs PDCC — FAQ

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