SmarterDividends

BAC vs PDCC: Which Is the Better Dividend Stock?

As of July 2026, BAC and PDCC are closely matched. PDCC offers the higher yield at 24.74%, BAC has the higher dividend-safety score, and PDCC trades at the larger discount to fair value (+171%).

MetricBACPDCC
Forward yield1.83%24.74%
Annual dividend$1.12$2.37
Payout ratio26%397%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return47%
Dividend safety score85 (A)63 (C)
Fair value estimate$101.75$25.98
Upside to fair value+66%+171%
Frequencyquarterlymonthly
Market cap$430.0B$65.5M
P/E ratio14.2

Higher yield

PDCC

24.74%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

PDCC

+171% upside

BAC vs PDCC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.