SmarterDividends

BAC vs PSEC-PA: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. PSEC-PA offers the higher yield at 7.94%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACPSEC-PA
Forward yield1.83%7.94%
Annual dividend$1.12$1.34
Payout ratio26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return47%-29%
Dividend safety score85 (A)76 (B)
Fair value estimate$101.75$18.33
Upside to fair value+66%+9%
Frequencyquarterlyquarterly
Market cap$424.0B
P/E ratio14.17.9

Higher yield

PSEC-PA

7.94%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs PSEC-PA — FAQ

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