SmarterDividends

BAC vs RBCAA: Which Is the Better Dividend Stock?

As of July 2026, RBCAA (Republic Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, RBCAA has the higher dividend-safety score, and RBCAA trades at the larger discount to fair value (+93%).

MetricBACRBCAA
Forward yield2.04%1.97%
Annual dividend$1.28$1.98
Payout ratio26%29%
Years of growth12 yr27 yr
5-yr dividend growth8.4%9.5%
5-yr total return49%87%
Dividend safety score85 (A)97 (A)
Fair value estimate$102.38$180.55
Upside to fair value+65%+93%
Frequencyquarterlyquarterly
Market cap$428.6B$2.0B
P/E ratio14.515.4

Higher yield

BAC

2.04%

Safer dividend

RBCAA

Grade A

Faster growth

RBCAA

9.5%

Better value

RBCAA

+93% upside

BAC vs RBCAA — FAQ

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