BAC vs RJF: Which Is the Better Dividend Stock?
As of July 2026, RJF (Raymond James Financial, Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, RJF has the higher dividend-safety score, and RJF trades at the larger discount to fair value (+139%).
| Metric | BAC | RJF |
|---|---|---|
| Forward yield | 2.04% | 1.22% |
| Annual dividend | $1.28 | $2.16 |
| Payout ratio | 26% | 18% |
| Years of growth | 12 yr | 16 yr |
| 5-yr dividend growth | 8.4% | 15.2% |
| 5-yr total return | 49% | 82% |
| Dividend safety score | 85 (A) | 99 (A) |
| Fair value estimate | $102.38 | $404.44 |
| Upside to fair value | +65% | +139% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $33.5B |
| P/E ratio | 14.5 | 15.5 |
Higher yield
BAC
2.04%
Safer dividend
RJF
Grade A
Faster growth
RJF
15.2%
Better value
RJF
+139% upside
BAC vs RJF — FAQ
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