BAC vs RJF: Which Is the Better Dividend Stock?
As of September 2026, RJF (Raymond James Financial, Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, RJF has the higher dividend-safety score, and RJF trades at the larger discount to fair value (+133%).
| Metric | BAC | RJF |
|---|---|---|
| Forward yield | 2.04% | 1.25% |
| Annual dividend | $1.28 | $2.16 |
| Payout ratio | 26% | 18% |
| Years of growth | 12 yr | 16 yr |
| 5-yr dividend growth | 8.4% | 15.2% |
| 5-yr total return | 48% | 88% |
| Dividend safety score | 86 (A) | 99 (A) |
| Fair value estimate | $91.51 | $404.80 |
| Upside to fair value | +46% | +133% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $33.3B |
| P/E ratio | 14.5 | 15.1 |
Higher yield
BAC
2.04%
Safer dividend
RJF
Grade A
Faster growth
RJF
15.2%
Better value
RJF
+133% upside
BAC vs RJF — FAQ
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