BAC vs UNM: Which Is the Better Dividend Stock?
As of September 2026, UNM (Unum Group) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UNM offers the higher yield at 2.11%, UNM has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | UNM |
|---|---|---|
| Forward yield | 2.04% | 2.11% |
| Annual dividend | $1.28 | $2.02 |
| Payout ratio | 26% | 43% |
| Years of growth | 12 yr | 17 yr |
| 5-yr dividend growth | 8.4% | 9.1% |
| 5-yr total return | 48% | 282% |
| Dividend safety score | 86 (A) | 92 (A) |
| Fair value estimate | $90.46 | $125.82 |
| Upside to fair value | +44% | +31% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $15.2B |
| P/E ratio | 14.5 | 22.2 |
Higher yield
UNM
2.11%
Safer dividend
UNM
Grade A
Faster growth
UNM
9.1%
Better value
BAC
+44% upside
BAC vs UNM — FAQ
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