CFG vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, CFG (Citizens Financial Group, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, CFG has the higher dividend-safety score, and CFG trades at the larger discount to fair value (+71%).
| Metric | CFG | HSBC |
|---|---|---|
| Forward yield | 2.54% | 3.73% |
| Annual dividend | $1.84 | $3.75 |
| Payout ratio | 39% | 62% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 2.0% | -13.8% |
| 5-yr total return | 65% | 281% |
| Dividend safety score | 89 (A) | 70 (B) |
| Fair value estimate | $123.46 | $127.75 |
| Upside to fair value | +71% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $30.2B | $339.6B |
| P/E ratio | 15.8 | 16.6 |
Higher yield
HSBC
3.73%
Safer dividend
CFG
Grade A
Faster growth
CFG
2.0%
Better value
CFG
+71% upside
CFG vs HSBC — FAQ
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