SmarterDividends

CIF vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. HSBC offers the higher yield at 3.57%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+32%).

MetricCIFHSBC
Forward yield3.57%
Annual dividend$0.29$3.75
Payout ratio54%
Years of growth0 yr0 yr
5-yr dividend growth-5.1%-13.8%
5-yr total return296%
Dividend safety score62 (C)72 (B)
Fair value estimate$2.07$136.35
Upside to fair value+29%+32%
Frequencymonthlyquarterly
Market cap$364.7B
P/E ratio15.0

Higher yield

HSBC

3.57%

Safer dividend

HSBC

Grade B

Faster growth

CIF

-5.1%

Better value

HSBC

+32% upside

CIF vs HSBC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.