SmarterDividends

FMCB vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, FMCB (Farmers & Merchants Bancorp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.68%, HSBC has the higher dividend-safety score, and FMCB trades at the larger discount to fair value (+43%).

MetricFMCBHSBC
Forward yield1.56%3.68%
Annual dividend$22.40$3.75
Payout ratio15%54%
Years of growth0 yr0 yr
5-yr dividend growth-7.4%-13.8%
5-yr total return57%239%
Dividend safety score61 (C)72 (B)
Fair value estimate$2,066.84$138.49
Upside to fair value+43%+36%
Frequencyquarterlyquarterly
Market cap$998.0M$353.2B
P/E ratio10.314.7

Higher yield

HSBC

3.68%

Safer dividend

HSBC

Grade B

Faster growth

FMCB

-7.4%

Better value

FMCB

+43% upside

FMCB vs HSBC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.