HSBC vs IGI: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. IGI offers the higher yield at 5.30%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | IGI |
|---|---|---|
| Forward yield | 3.73% | 5.30% |
| Annual dividend | $3.75 | $0.85 |
| Payout ratio | 62% | 85% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | 0.1% |
| 5-yr total return | 281% | -26% |
| Dividend safety score | 70 (B) | 59 (C) |
| Fair value estimate | $127.75 | $9.81 |
| Upside to fair value | +27% | -39% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $96.4M |
| P/E ratio | 16.6 | 16.1 |
Higher yield
IGI
5.30%
Safer dividend
HSBC
Grade B
Faster growth
IGI
0.1%
Better value
HSBC
+27% upside
HSBC vs IGI — FAQ
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