SmarterDividends

HSBC vs ING: Which Is the Better Dividend Stock?

As of July 2026, HSBC and ING are closely matched. ING offers the higher yield at 3.91%, HSBC has the higher dividend-safety score, and ING trades at the larger discount to fair value (+70%).

MetricHSBCING
Forward yield3.73%3.91%
Annual dividend$3.75$1.27
Payout ratio62%48%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%
5-yr total return281%135%
Dividend safety score70 (B)51 (C)
Fair value estimate$127.75$55.04
Upside to fair value+27%+70%
Frequencyquarterlysemiannual
Market cap$339.6B$92.1B
P/E ratio16.613.0

Higher yield

ING

3.91%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

ING

+70% upside

HSBC vs ING — FAQ

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